Regular membership = $45
Rewards Membership = $80 with 2% back on most purchases up to $500 per year. Reward checks, payable to BJ’s, are mailed twice a year.
- If you spend $1750 per year ($146 per month) you get back $35 and it costs $45 which is the regular membership price. Therefore, if you spend over $1750 per year, you save money on your membership fee.
- If you spend $4000 per year ($333 per month) you get back $80 covering the whole membership cost. Anything over that amount and you are making money.
Regular membership = $50
Executive Membership = $100 with 2% back on most purchases up to $500 per year. Reward certificate is mailed annually.
- If you spend $2,500 per year ($208 per month) you get back $50 and spend as much as a regular membership. If you spend over $2,500 per year, you save money on the membership.
- If you spend $5,000 per year ($417 per month) you get back $100 in rewards money and the membership costs you nothing. Anything over that amount and you are making money.
Regular membership = $40 with up to 1% back with Sam’s Club Discover
Advantage Plus Membership = $100 with up to 2% back with Sam’s Club Discover
In this case the regular membership is the best deal. Here’s why
- Regular membership – spend $3,000 – $1,000,000 and get 1% back. You break even when you spend $4,000 and make money when you spend more than that.
- Advantage Plus Membership – spend $3,000-$5,000 and get 1% back; $5,000 – 10,000 get 1.75% back; more than $10,000 get 2% back. You have to spend $5,700 to break even.
Shopping at these stores isn’t always the most frugal way to go. They seem to be most beneficial for people who are feeding a family and buy a lot of food. When gas prices were high, it didn’t make sense to be running to several stores every week to catch special sales. I shopped mainly at BJ’s. They take manufacturer’s coupons and offer store coupons. Since I now use their Visa card, I get an additional 2% back. I would occasionally go to Shoppers Food Warehouse to get items I couldn’t find at BJ’s, and would only stop at other stores if it was on my way. With gas prices lower however, I am buying less at BJ’s and venturing over to a new Aldi’s which is a bit out of the way, but offers better savings.
What stores do you shop at to save money on groceries?
You can see more Frugal Friday tips at Biblical Womanhood.